Dev.SN ♥ developers
Sections
Dev.SN
posted by
LaminatorX
on Wednesday March 19 2014, @03:53PM
from the sensative-and-I'd-like-to-stay-that-way dept.
from the sensative-and-I'd-like-to-stay-that-way dept.
sl4shd0rk writes:
"Although not as ubiquitous a name in digital security as Bruce Schneier, Brian Krebs has dealt (first hand in some instances) with much of the same related criminal activity. Krebs has some good tips worth reading for anyone interested in mitigating identity theft. If the infamous Target breach, and others like it, are any indication of how your sensitive customer info is 'secured' by retailers, it may be only a matter of time before your information is compromised."
This discussion has been archived.
No new comments can be posted.
Tips from Brian Krebs - When Your ID Gets Pwned
|
Log In/Create an Account
| Top
| 1000 moderator points
| 9 comments
| Search Discussion
The Fine Print: The following comments are owned by whoever posted them. We are not responsible for them in any way.
I'm not a robot like you. I don't like having disks crammed into me... unless they're Oreos, and then only in the mouth.
-- Fry
(Score: 5, Insightful) by Angry Jesus on Wednesday March 19 2014, @07:04PM
If you must use a card, credit cards are by far the better choice.
The law has much better protections for credit card users than debit card users.
When debit card fraud occurs, your money is stolen, when credit card fraud happens, it is the bank's money. While your bank may have policies for refunding debit fraud, none of them cover things like bounced-check fees from landlords and car loans nor do they do anything about the subsequent dings on your credit report.
The only type of person who should use a debit card is the type of person who can't qualify for a credit card.
I only use a credit card for online purchases and I only do so through disposable CC#'s like BoA's ShopSafe [bankofamerica.com], Citibank's Virtual Account Numbers [citibank.com] and Abine's MaskMe. [businessinsider.com]
(Score: 4, Insightful) by KilroySmith on Wednesday March 19 2014, @08:17PM
Gotta agree. Having your debit card compromised on a Friday afternoon means that you could have no card, and no money left in your checking/savings accounts, until sometime next week when the Bank chooses to maybe compensate you. I've hard long arguments with my bank because they insist that my ATM card HAS to be a VISA Debit card; to me an exposure that I don't want to take.
For day-to-day expenses, I use a credit card (and I also have no credit card debt, at least after the 14th of every month when I pay it off). Between my wife and I, we have three credit cards - she carries two, and I carry two. If she loses her wallet (as she's done several times in the last 5 years), I have a credit card that she doesn't carry so I don't get stuck in Timbuktu on a business trip with all my credit cards cancelled. Similarly, if I lose my wallet, she has a card that I don't carry so she's not stuck somewhere.
The protections on Credit Cards are just too large to risk carrying/using Debit cards, IMHO, if you have the option.